Yes, you can use your savings account as a salary account.

Many banks allow you to have your employer deposit your salary directly into your savings account.

However, it’s important to keep in mind that savings accounts may have withdrawal limits or other restrictions that could affect your ability to access your salary funds.

It’s also worth looking into whether your employer offers direct deposit options to multiple accounts, so you can have a separate account specifically for your salary, and use your savings account for other purposes.

To Open a bank account in India PAN may ask by the bank.