The best zero-balance account in India depends on individual needs and preferences, as different banks offer different features and services with their zero-balance accounts. Some popular options for zero-balance accounts in India include:

• Jan Dhan Yojana Account: This is a government-sponsored account that offers free zero-balance savings accounts with benefits such as insurance and overdraft facilities.
• AADHAAR Enabled Payment System (AePS) Account: This is another government-sponsored zero-balance savings account that offers basic banking services through the Aadhaar platform.
• BHIM UPI-based Bank Account: This is a zero-balance account linked to the BHIM UPI platform that allows for instant money transfers and bill payments.
• Digital Bank Accounts: Many digital banks in India offer zero-balance accounts with added benefits such as high-interest rates, cashback, and discounts on digital transactions.
• Basic Savings Bank Deposit Account: Many traditional banks in India offer basic savings account with zero balance requirements, although they may charge fees for certain services.

Ultimately, the best zero balance account will depend on the individual’s specific financial needs and preferences. It’s a good idea to compare the features and fees of different accounts and choose the one that best meets your needs.

Documents to open a bank account

The following documents are typically required to open a bank account in India:

• Proof of Identity (POI) – this could be a PAN Card passport, voter ID card, Aadhaar card, driving license, or any other government-issued photo ID.
• Proof of Address (POA) – this could be a utility bill, bank statement, voter ID card, Aadhaar card, driving license, or any other government-issued photo ID.
• Proof of Date of Birth (DOB) – this could be a birth certificate, 10th standard certificate, passport, or Aadhaar card.
• Two recent passport-sized photographs
• PAN Card: A PAN card is required to open most types of bank accounts in India.

It is important to note that the required documents may vary depending on the type of account being opened and the specific requirements of the bank. Additionally, all documents must be original or certified copies and should be submitted along with a filled-out bank account opening form.

It is always advisable to check with the bank directly for the latest and complete list of required documents.