Author: Mohan

Sharing personal and financial information online, such as scanned copies of your PAN card, Aadhaar card, income tax returns, Form 16, and photo, can come with certain risks. However, if you are applying for a loan from a reputable financial company, it should be safe to share this information as long as you take certain precautions:

1. Make sure that the website or platform you are using to share your information is secure. Look for “https” in the URL, which indicates that the website is using secure encryption to protect your information.
2. Avoid sharing your information over unsecured networks, such as public Wi-Fi.
3. Do not share your information with any third-party websites or individuals that you do not trust.
4. Be sure to read the company’s privacy policy before sharing your information to understand how it will be used and protected.

It’s always a good idea to check if the financial institution is registered with Reserve Bank of India and other regulatory bodies of India. Also, you can check the rating of the institution from Credit Rating Agencies to know about the company’s reputation and financial stability.

It’s also advisable to keep a record of when and where you shared your documents, in case you need to refer to it in the future.

You can apply for an IndusInd Bank credit card in the following ways:

Online: You can visit the official website of IndusInd Bank and click on the “Cards” tab. Then select “Credit Cards” and choose the card you want to apply for. Fill in the online application form with your personal and financial details and submit it.

Offline: You can also visit any IndusInd Bank branch and fill in a physical application form for the credit card you want to apply for. You will need to submit the form along with the required documents such as ID proof and income proof.

Phone Banking: You can also apply for an IndusInd Bank credit card by contacting the bank’s phone banking service. You can call the customer care number and speak to a representative to get more information about the application process.

In all cases, you will have to meet certain eligibility criteria such as minimum age, income, and credit score. Also, you will have to submit documents such as ID proof, PAN Card and income proof for verification. The bank will then process your application and inform you of the outcome.

There are a few reasons why your e-Aadhar card may not be showing the full Aadhaar number:

• Privacy concerns: To protect your personal information, the e-Aadhar card will only display the last four digits of your Aadhaar number.
• Technical issue: If you are facing an issue with your e-Aadhar card not showing the full Aadhaar number, there may be a technical issue with the website you are using to view the card. Try refreshing the page or accessing the website from a different browser or device.
• Incorrect credentials: If you are unable to view the full Aadhaar number on your e-Aadhar card, it may be because you have entered incorrect credentials while trying to view the card. Make sure you have entered the correct Aadhaar number and personal details.
• E-Aadhar card is not valid: E-Aadhar is a digital version of the Aadhaar card, which is valid as proof of identity. However, in case your e-Aadhar card is not valid, you can download it again from the UIDAI website after validating your mobile number.

If the problem persists, you can contact the UIDAI (Unique Identification Authority of India) for assistance.

Making PAN Card application Aadhaar Mandatory

The requirement of having an Aadhaar card linked to a Permanent Account Number PAN card was made mandatory by the Indian government in 2017 through the Finance Act. This was done to eliminate the use of multiple PAN cards by a single individual and improve tax compliance.
As per this rule, all taxpayers are required to link their Aadhaar number with their PAN card while filing their income tax returns.

If the PAN and Aadhaar are not linked, the PAN card becomes invalid.

To check if your Aadhaar card is linked to your PAN card online, you can visit the official website of the Income Tax Department of India and click on the “Link Aadhaar” option. Then enter your Aadhaar number and PAN number and click on “View Link Aadhaar Status.” The website will display the linking status of your Aadhaar and PAN.

You can also check the linking status through the UIDAI website by clicking on the “Check Aadhaar & PAN Linking Status” option and entering your Aadhaar number and PAN number.

Additionally, you can also check the linking status through the NSDL website. Click on “Link Aadhaar” and then enter your PAN number and Aadhaar number.

Mismatch in the name between aadhaar?

Do you have any name mismatches and want to correction pan card apply here

Do you want to change your aadhaar data visit

Yes, merging an old PAN (Permanent Account Number) with a new PAN in India is possible.

The process is called PAN Card correction or PAN Card name change. You can apply through our website and submit the necessary documents such as proof of identity and address.

Dual PAN Card Merge?

A dual PAN card is a situation where an individual or entity holds two Permanent Account Number (PAN) cards.

This is not allowed under Indian tax laws, and the possession of more than one PAN card is considered illegal. If an individual or entity is found to have multiple PAN cards, they may face penalties or fines.

If you have multiple PAN cards, you must surrender one to the Income Tax Department. It’s always a good idea to check the official website of the Income Tax Department of India for the most up-to-date information and guidance on the process.

PAN Surrender letter format for Individual

1227, 18th main Road

01/05/22

The Income Tax Assessing Officer

The Income Tax Department

Nungambakkam

Chennai – 600034

Sub: Request to surrender my new PAN card

Respected Sir/Madam,

I, Applicant name, am writing this letter to request you cancel my new PAN card with number, which was issued two months ago. I requested a new PAN card because my old PAN card with the number………………………. got misplaced while travelling, but I have found my old card now.

Old PAN card number-

New PAN card number-

Kindly do the needful and cancel my new PAN card as I have deregistered this card from all services. I shall remain grateful for this kind gesture of yours.

Thank you.

Yours faithfully,

Signature

Applicant name

Mobile: *44556

PAN Surrender letter format for other than individual

The Income Tax Assessing Officer

The Income Tax Department,

Aayakar Bhawan, 121, M G Road

Numgambakkam

Chennai – 600034

Sub: Request to surrender the name of the entity PAN card

Respected Sir/Madam,

I, (name), Founder of the name of the entity, bearing the PAN card number _, request you to kindly cancel the PAN card as I am closing my business because of market losses. I have removed the PAN number from all the registered services.

Kindly consider the request and cancel the above-mentioned PAN card at the earliest so that it could be easy for us to settle all other details.

Thank you.

Yours faithfully,

Signature

Authorised signatory

Mobile: *****44444

The time it takes for an online loan to be processed can vary depending on the lender and the type of loan. However, many online lenders have streamlined the process and can quickly approve and disburse loans, often within a few hours to a few days.

Some factors that can affect the processing time of an online loan include the following:

• The completeness and accuracy of the information provided in the loan application.
• The lender’s internal processes and procedures.
• The type of loan and the amount being borrowed.
• The applicant’s credit history and financial situation.
• The need for additional documentation or verification.

Some online lenders offer pre-approved loans, which can be disbursed faster as they have already checked the applicant’s creditworthiness.

Overall, the processing time of an online loan can range from a few hours to a couple of weeks, depending on the lender and the type of loan.

PAN Card is a mandatory document for a loan

A Permanent Account Number (PAN) is mandatory for obtaining various registrations and licenses in India, such as registering for income tax, opening a bank account, applying for a credit card, and so on.

It is a unique 10-digit alphanumeric identification number issued by the Income Tax Department of India.

Therefore, a person cannot apply for registration without a PAN.

Can a person register for a flat without a PAN?

It is mandatory for an individual to have a PAN to register a flat in India.

PAN is compulsory for the registration of any immovable property in India and the PAN number of the buyer will be quoted in the sale deed.

A PAN number is required to be quoted at the time of registration of the flat, and the registration process will not be completed without a valid PAN. It’s also used to check the individual’s financial credibility and track high-value transactions.

Yes, it is necessary to link your PAN card and Aadhaar card in India. The Government of India has made it mandatory to link the two identification numbers as per the Income Tax Department. The linking process is done to ensure that the PAN card is being used by the correct person and to prevent fraud.

The government has made it mandatory to link PAN with Aadhaar for the following reasons:

• To track financial transactions and prevent tax evasion
• To ensure that a person does not hold multiple PAN cards
• To verify the identity of the PAN cardholder
• To facilitate the processing of income tax returns
• To link other important financial records such as bank accounts, Demat accounts, etc. with PAN and Aadhaar.

It’s important to note that the linking process is mandatory for filing income tax returns and also for obtaining a new PAN card. If a taxpayer fails to link their PAN card with an Aadhaar card, their PAN card may be considered invalid and they may be subject to penalties.

Instant PAN is a service offered by the Income Tax Department of India that allows individuals to apply for and receive a Permanent Account Number (PAN) card in a quick and easy manner.

The service utilizes Aadhaar-based e-KYC and e-signature to enable applicants to apply for a PAN card online, without the need to submit physical documents.

The service is available to individuals who have a valid Aadhaar number and mobile number registered with it.

Will I be receiving a physical copy of the Aadhar card after the address change is updated online? How long does it take to receive? What is the procedure?

After updating your address online on the UIDAI website, you can download a digital copy of your updated Aadhaar card, called an e-Aadhaar, which serves as a valid form of identification. If you would like to receive a physical copy of your updated Aadhaar card, you can order one by paying a fee and providing your Aadhaar number and postal address. The physical copy will be delivered to you by post. The time it takes to receive the physical copy of your updated Aadhaar card may vary depending on various factors such as location and logistics.

The procedure for updating the address on your Aadhaar card and ordering a physical copy of the updated card is as follows:

1. Visit the UIDAI website.
2. Click on the “Update Your Address Online” link.
3. Enter your Aadhaar number and the required personal details.
4. Upload a scanned copy of your supporting address proof document.
5. Submit the form and wait for the update to be processed.
6. Once your address has been updated, you can download your e-Aadhaar.
7. To order a physical copy of your updated Aadhaar card, click on the “Order Aadhaar Reprint” link on the UIDAI website.
8. Enter your Aadhaar number, and postal address, and pay the applicable fee.
9. Wait for the physical copy of your updated Aadhaar card to be delivered to you by post.

No, it is not compulsory to update the Aadhaar card after 15 years.

However, it is recommended to keep the Aadhaar card updated with the latest personal information and biometric details to ensure its continued validity and accuracy.

The Unique Identification Authority of India (UIDAI) may also periodically update the Aadhaar database to ensure its security and accuracy.

You can apply for an AADHAR card without a birth certificate or mark sheet by providing alternative forms of identification and proof of residence. Some examples include:

1. Passport: If you have a passport, you can use it as proof of identity, age, and address.
   
2. PAN card: A Permanent Account Number (PAN) card can be used as proof of identity and age.
   
3. Voter ID card: A voter ID card can be used as proof of identity and address.
   
4. Ration card: A ration card can be used as proof of identity and address.
   
5. Driving license: A driving license can be used as proof of identity, age, and address.

You will also need to provide proof of residence, such as a utility bill, rent agreement, or bank statement. You will also need to provide biometric information, such as fingerprints and a photograph.

It’s important to note that the documents you provide will be verified by the government, so it’s important to ensure that they are accurate and valid. Additionally, you may need to provide additional documents or information if required by the government.