Author: Mohan

How can I find who used my pan card to prepare a fake house rental receipt? I am not renting the house to anyone. But I could see some amount under ‘”income chargeable under the head ‘house property”.

After login to the Income Tax portal view AIS and TIS Report

There detailly reported.

In case you were not renting a property your PAN were misused submit feedback, a measure taken by income tax departed who misused your PAN

The AIS was introduced by the Income Tax Department in November 2021. It comprises the data of all financial transactions carried out by a taxpayer in a financial year. The AIS is essentially a comprehensive statement containing details of 46 financial transactions, including income, investment, and expenditure.

AIS information category – Rent received- The broad categories of information covered in AIS are divided into 50 categories. One such category is ‘Rent received’. Notably, the information under the category of ‘Rent received’ will be figure-out on the basis of the following three sources- 1. Form 26Q filed by the deductor- Specified tenant is liable to deduct TDS as per provisions of section 194-I of the Income Tax Act. Accordingly, such tenants are also required to file a TDS statement/ return in Form 26Q on a quarterly basis. Information so furnished in Form 26Q will be taken up as the source by AIS

2. Form 26QC filed by the deductor-

Tenants (i.e., individual or HUF) paying rent amount more than INR 50,000 is liable to deduct TDS as per provisions of section 194-IB. Such tenants are required to furnish challan-cum-statement in Form 26QC. Information furnished by the tenants via Form 26QC will also be taken up as the source by AIS.

3. Annexure II of TDS statement in Form 24Q filed by the employer- In order to claim the HRA, exemption available under section 10(13A), the employee is required to provide the PAN of the property owner. Correspondingly, the employer is required to report the PAN of the property owner (as provided by the employee) in Annexure II of the TDS statement in Form 24Q.

One can I open a bank account without PAN
The answer is yes! You can open a bank account without PAN Card.
But you should have an aadhaar

We just called and asked the state bank of India Manager, and they said “One can open a bank account without PAN Card but they should hold a valid aadhaar and there are some restrictions on transaction limits and other operations”

But later anytime you can apply for a PAN Card update your PAN number with the bank account

No

Aadhaar Data is maintained by Uidai and PAN Database is maintained by the income tax department.

When you want to change your name or any other details you need to request them separately

So Changing the aadhaar data don’t reflect in PAN data.

However, it won’t affect if the PAN already linked with aadhaar

Looking to update your PAN data as per aadhaar make a request separately by giving the Correction PAN Application

PAN is required to change the name on an Aadhaar card

Yes, it is necessary to provide PAN while changing the name on an Aadhaar card in India. PAN serves as proof of identity and is linked with your financial transactions.

Hence, providing PAN while changing the name on your Aadhaar card helps in establishing your identity accurately and verifying that you are the same person as per your financial records.

Yes! Fees are applicable too Now to link an aadhaar PAN need to pay 1000

Information: As per CBDT circular F. No. 370142/14/22-TPL dated 30th March 2022, every person who has been allotted a PAN as on 1st July 2017 and is eligible to obtain an Aadhaar number is required to link PAN with AADHAAR on or before 31st March 2022. Taxpayers who failed to do so are liable to pay a fee of Rs. 500 till 30th June 2022 and thereafter a fee of Rs. 1000 will be applicable before submission of the PAN-AADHAAR linkage request.

• Please pay the application fee of Rs. 1000 through the e-Pay Tax service to proceed with the submission of the Aadhaar-PAN linking request. Click here for payment-related information.
• In case payment is already done on the Protean (NSDL) portal, please try linking after 4-5 working days from the date of payment.
• Please make sure fee payment is done under Minor head 500 – Other Receipts(500) and Major head 0021 [Income Tax (Other than Companies)] in a single challan.

Note

The following categories are exempted from Aadhaar-PAN linking

(i) NRIs

(ii) Not a citizen of India

(iii) age > 80 years as of the date

(iv) state of residence is ASSAM, MEGHALAYA or JAMMU & KASHMIR

Refer to Department of Revenue Notification no 37/2017 dated 11th May 2017

Yes, you can open a savings bank account online even if you do not have a PAN card. You would be required to submit Form 60 in lieu of your PAN card details.

In the lack of a PAN card, you must submit a soft copy of another Photo Identification Proof, for example, an Aadhaar card, DL, Voter ID or Passport. (AnyOne)

While before, the need for a PAN card was mandatory to open a bank account, it is no longer so. So yes, you can now open a bank account without a PAN card too!

Now Getting New Pan Card easy

Yes

Pan Card and Aadhar linking are mandatory. Any individual who had been assigned a PAN as of July 1, 2017, and who was eligible to receive an Aadhaar number, is mandated to link their PAN with Aadhaar on or before March 31, 2023, according to CBDT. If they don’t, they must pay a penalty of 500 by June 30, 2022, after which a penalty of 1000

As per CBDT circular F. No. 370142/14/22-TPL dated 30th March 2022, every person who has been allotted a PAN as on 1st July 2017 and is eligible to obtain an Aadhaar number is required to link PAN with an AADHAAR on or before 31st March 2022. Taxpayers who failed to do so are liable to pay a fee of Rs. 500 till 30th June 2022 and thereafter a fee of Rs. 1000 will be applicable before submission of the PAN-AADHAAR linkage request.

• In case payment is already done on the Protean (NSDL) portal, please try linking after 4-5 working days from the date of payment.
• Please make sure fee payment is done under Minor head 500 – Other Receipts(500) and Major head 0021 [Income Tax (Other than Companies)] in a single challan.

Note

The following categories are exempted from Aadhaar-PAN linking

(i) NRIs

(ii) Not a citizen of India

(iii) age > 80 years as of the date

(iv) state of residence is ASSAM, MEGHALAYA or JAMMU & KASHMIR

Refer to Department of Revenue Notification no 37/2017 dated 11th May 2017

Pan card apply online Frequently Asked Questions and Answers (FAQs)

1. What Is PAN?
   
   A permanent Account Number (PAN) is a ten-digit alphanumeric number, issued in the form of a laminated card, by the Income Tax
   Department, to any “person” who applies for it or to whom the department allots the number without an application.
   
   PAN enables the department to link all transactions of the “person” with the department. These transactions include tax
   payments, TDS/TCS credits, returns of income/wealth/gift/FBT, specified transactions, correspondence, and so on. PAN, thus,
   acts as an identifier for the “person” with the tax department.
   
   PAN was introduced to facilitate the linking of various documents, including payment of taxes, assessment, tax demand, tax arrears
   etc. relating to an assessee, to facilitate easy retrieval of information and to facilitate the matching of information relating to
   investment, raising of loans and other business activities of taxpayers collected through various sources, both internal as well as
   external, for detecting and combating tax evasion and widening the tax base.
   
   A typical PAN is ZZZPX0000X.
   The first three characters i.e. “ZZZ” in the above PAN are alphabetic series running from AAA to ZZZ
   
   The fourth character of PAN i.e. “P” in the above PAN represents the status of the PAN holder. “P” stands for Individual, and “F” stands for
   Firm, “C” stands for Company, “H” stands for HUF, “A” stands for AOP, “T” stands for TRUST etc.
   
   The fifth character i.e. “X” in the above PAN represents the first character of the PAN holder’s last name/surname.
   
   The next four characters i.e. “7190” in the above PAN are sequential numbers running from 0001 to 9999.
   The last character i.e. “X” in the above PAN is an alphabetic check digit.
   
2. Why Is It Necessary To Have PAN?
   
   It is mandatory to quote PAN on the return of income, and all correspondence with any income tax authority. From 1 January 2005, it will be mandatory to quote PAN on challans for any payments due to Income Tax Department.
   
   It is also compulsory to quote PAN in all documents pertaining to the following financial transactions:-
   
   (a) sale or purchase of any immovable property valued at five lakh rupees or more;
   
   (b) sale or purchase of a motor vehicle or vehicle, [the sale or purchase of a motor vehicle or vehicle does not include two wheeled vehicles, inclusive of any detachable side-car having an extra wheel, attached to the motor vehicle;]
   
   (c) a time deposit, exceeding fifty thousand rupees, with a banking company ;
   
   (d) a deposit, exceeding fifty thousand rupees, in any account with Post Office Savings Bank;
   
   (e) a contract of a value exceeding one lakh rupees for the sale or purchase of securities;
   
   (f) opening a bank account;
   
   (g) making an application for the installation of a telephone connection (including a cellular telephone connection);
   
   (h) payment to hotels and restaurants against their bills for an amount exceeding twenty-five thousand rupees at any one time ;
   
   (i) payment in cash for the purchase of bank drafts or pay orders or banker’s cheques for an amount aggregating fifty thousand
   rupees or more during any one day;
   
   (j) deposit in cash aggregating fifty thousand rupees or more with a bank during any one day;
   
   (k) payment in cash in connection with travel to any foreign country of an amount exceeding twenty-five thousand rupees at any
   one time.
   
3. How does Income Tax Department ensure that PAN is quoted on transactions mentioned above?
   
   It is a statutory responsibility of a person receiving documents relating to economic or financial transactions notified by the CBDT to
   ensure that PAN has been duly quoted in the document.
   
4. Is it compulsory to quote PAN on the return of income?
   
   Yes, it is compulsory to quote PAN on the return of income. A penalty of Rs.10,000/- is leviable in case of any default.
   
5. How will these authorities verify PAN?
   A facility for verifying PAN is available on the website of the Income Tax department. Kindly click
   
6. Who must have a PAN?
   
   i. All existing assesses or taxpayers or persons who are required to furnish a return of income, even on behalf of others, must
   obtain PAN.
   
   ii. Any person carrying on any business or profession whose total sales, turnover or gross receipts are or is likely to exceed five lakh rupees in any previous year;
   
   iii. Any person, who intends to enter into a financial transaction where quoting PAN is mandatory, must also obtain PAN. iv. The Assessing Officer may allot PAN to any person either on his own or on a specific request from such person.
   
7. Can a person obtain or use more than one PAN?
   
   Obtaining or possessing more than one PAN is against the law, for which a penalty of Rs.10,000/- may be imposed
   
8. Where to apply for PAN?
   
   In order to improve PAN-related services, the Income Tax department has authorized UTI Investor Services Ltd (UTIISL) to set up
   and manage IT PAN Service Centers in all cities or towns where there is an Income Tax office and National Securities Depository
   Limited (NSDL) to dispense PAN services from TIN Facilitation Centers. For the convenience of PAN applicants in big cities, UTIISL has set up more than one IT PAN Service Center and likewise, there is more than one TIN Facilitation Center.
   
9. How to apply for a PAN? Can an application for PAN be made on plain paper?
   
   PAN application should be made only on Form 49A. A PAN application (Form 49A) can be downloaded from the website of Income photocopied (on A4 size 70 GSM paper) or obtained from any other source. The form is also available at IT PAN Service centres
   and TIN Facilitation centres.
   
10. Can an application for PAN be made in Form 49A obtained from anywhere?
    
    Yes, PAN application may be made on Form 49A obtained from any source other than IT PAN Service Centers or TIN Facilitation
    Centres. For instance, a PAN application may be made on a form downloaded from the website of the Income Tax department or UTIISL or NSDL; or on a form printed by local printers or a photocopy of a downloaded or printed form.
    
11. Can an application for PAN be made through Internet?
    
    Yes, applications for fresh allotment of PAN can be made through the Internet. Further, requests for changes or corrections in PAN data
    or requests for reprint of PAN card (for an existing PAN) may also be made through the Internet. The online application can be made either
    through the portal of NSDL or the portal of UTITSL
    The charges for applying for PAN online are the same i.e. Rs.
    94 (including service tax) for Indian communication addresses and Rs.744 (including service tax) for foreign communication
    addresses, i.e. there are no additional charges. Payment of the application fee can be made through credit/debit card or net banking.
    Once the application and payment are accepted, the applicant is required to send the supporting documents through courier/post to
    NSDL/UTITSL.
    
12. Is there any TATKAL facility for the allotment of PAN?
    
    No.
    
13. How to find an IT PAN Service Center or TIN Facilitation Center?
    
    Location of IT PAN Service Centers or TIN Facilitation Centers in any city may be obtained from the local Income Tax Office or any
    office of UTI/UTIISL or NSDL in that city or from websites of the Income Tax department (www.incometaxindia.gov.in or
    UTIISL or NSDL
    
14. What services are provided by these IT PAN Service Centers or TIN
    Facilitation Centers?
    
    Tax department or UTIISL or NSDL or printed by local printers or slip. After obtaining PAN from the Income Tax department, UTIISL or NSDL as the case may be, will print the PAN card and deliver it to the applicant.
    
15. What if I submit an incomplete Form 49A?
    
    IT PAN Service Centers or TIN Facilitation Centers shall not receive any incomplete and deficient PAN application. However, these
    the case may be.
    
16. What documents and information have to be submitted along with the
    application for Form 49A?
    
    a. Individual applicants will have to affix one recent, coloured photograph (Stamp Size: 3.5 cms x 2.5 cms) on Form 49A;
    b. Any one document listed in Rule 114 must be supplied as proof of ‘Identity’ and ‘Address’; and
    c. The designation and code of the concerned Assessing Officer of the Income Tax department will have to be mentioned in Form 49A.
    
17. Which documents will serve as proof of ‘Identity’ in case of Individual
    applicants, including minors and HUF applicants?
    
    Copy of school leaving certificate or matriculation certificate or degree of a recognized educational institution or depository account or credit card or bank account or water bill or ration card or property tax assessment order or passport or voter identity card or driving license or certificate of identity signed by an MP or an MLA or a Municipal Councilor or Gazetted Officer;
    
    In case the PAN applicant is a minor, any of the above documents of any of the parents or guardians of such minor shall serve as proof
    of Identity;
    
    In case a PAN application is made on behalf of a HUF, any of the above documents in respect of Karta of the HUF will serve as proof of
    Identity.
    
18. What is proof of ‘Address’ for Individual applicants, including minors and HUF applicants?
    
    Copy of electricity bill or telephone bill or depository account or credit card or bank account or ration card or employer certificate
    or passport or voter identity card or property tax assessment order or driving license or rent receipt or certificate of address signed by an MP/ MLA/Municipal Councilor / a Gazetted Officer;
    
    In case the PAN applicant is a minor, any of the above documents of any of the parents or guardians of such minor shall serve as proof
    of Address; In case a PAN application is made on behalf of a HUF, any of the above documents in respect of Karta of the HUF will serve as proof of Address.
    
19. What documents will serve as proof of Identity and Address for other
    applicants?
    
    IT PAN Service Centers or TIN Facilitation Centers will supply PAN application forms (Form 49A) and forms for requests For New
    PAN Card Or/ And Changes In PAN Data’, assist the applicant in filling up the form, collect the filled form and issue acknowledgement
    centres will assist applicants in correctly filling up form 49A or ‘Request For New PAN Card Or/ And Changes In PAN Data’, as the
    Copy of Certificate of Registration issued by the Registrar of Companies or Copy of Certificate of Registration issued by the
    Registrar of Firms or Copy of Partnership Deed or Copy of Trust deed or Copy of Certificate of Registration Number issued by
    Charity Commissioner or Copy of Agreement or Copy of Certificate of Registration Number issued by Charity Commissioner or
    Registrar of Co-operative Society or any other Competent Authority or any other document originating from any Central or State
    Government Department establishing Identity and Address of such person.
    
20. How to find the ‘Assessing Officer code’?
    
    Assessing Officer code may be obtained from the Income Tax Office where you submit your return of income. Applicants who have
    never filed return of income may find out Assessing Officer code with the help of IT PAN Service Center or TIN Facilitation Center
    or jurisdictional Income Tax Office.
    
21. Is a photograph compulsory for making an application for PAN?
    
    A photograph is compulsory only in the case of ‘Individual’ applicants.
    
22. What is the procedure for applicants who cannot sign?
    
    Officer, under official seal and stamp.
    
23. Is the father’s name compulsory for females (including
    married/divorced/widow) applicants?
    
    Only the father’s name is required to be filled in the PAN application (Form 49A). Female applicants, irrespective of marital status,
    should write only the father’s name on the PAN application
    
24. Is it compulsory to mention telephone numbers on Form 49A?
    
    A telephone number is not compulsory, but if provided it may help in faster communication.
25. Who can apply on behalf of non-resident, minor, lunatic, idiot, and court of wards?
    
    Section 160 of IT Act, 1961 provides that a non-resident, a minor, a lunatic, an idiot, and court of wards and such other persons may
    be represented through a Representative Assessee. In such cases, the application for PAN will be made by the Representative
    Assessee.
26. I applied to the department but I do not know my PAN.
    
    Please contact the Aaykar Sampark Kendra (ASK) at 0124-2438000 (or 95124-2438000 from NCR) or visit
    In such cases, Left Hand Thumb impression of the applicant should be affixed on Form 49A or ‘Request For New PAN Card Or/
    And Changes In PAN Data’ at the place meant for signatures and got attested by a Magistrate or a Notary Public or a Gazetted
    thewww.incometaxindia.gov.in and go to ‘know your PAN’.
    
27. Are there any charges to be paid at IT PAN Service Centers or TIN
    Facilitation Centers?
    
    UTIISL and NSDL have been authorized to collect Rs107, per PAN application and this includes the cost of a PAN card. This amount will have to be paid in cash at IT PAN Service Center or the TIN Facilitation Center.
    
28. Do you need to apply for a PAN when you move or transfer from one city to another?
    
    A permanent Account Number (PAN), as the name suggests, is a permanent number and does not change during the lifetime of the PAN holder. Changing the address or city, though, may change the Assessing Officer. Such changes must, therefore, be intimated to
    the nearest IT PAN Service Center or TIN Facilitation Center for required correction in PAN databases of the Income Tax department.
    These requests will have to be made in a form for ‘Request For New PAN Card Or/ And Changes In PAN Data
    
29. I applied to UTITSL/ NSDL a month ago but I have not received my
    PAN card and I have to file my return of income.
    
    email to pan@incometaxindia.gov.in.
    
30. Will the existing PAN cards issued by the Department remain valid?
    
    All PAN allotted and PAN cards issued by the Department will remain valid. All persons who have been allotted a PAN need not
    apply again.
    
31. Income Tax Department has issued me a PAN card; can I obtain a new
    tamper proof PAN card?
    
    PAN card surrendered. The payment of Rs.60 + Service Tax as applicable, will also have to be made.
    
32. I applied for PAN and received a PAN number but have not received
    the PAN Card.
    
    Center quoting the PAN allotted to you.
    
33. How will the new PAN card be delivered to me?
    
    The UTIISL or NSDL, as the case may be, will ensure delivery of a new PAN card at the address indicated by you in the PAN
    For obtaining the tamper-proof PAN card an application will have to be made in the form of a ‘Request For New PAN Card Or/ And
    Changes In PAN Data’ to IT PAN Service Center or TIN Facilitation Center, in which existing PAN will have to be indicated and old
    Apply in the form for ‘Request For New PAN Card Or/ And Changes In PAN Data’ at any IT PAN Service Center or TIN Facilitation
    application form or form for ‘Request For New PAN Card Or/ And Changes In PAN Data
    
    Please contact Aaykar Sampark Kendra (0124-2438000 or 95124-2438000 from NCR) orwww.incometaxindia.gov.in
    
34. I want to pay taxes today but I do not have a PAN.
    
    It takes about 15 days to get a new PAN allotted. However, PAN can be obtained in around 5 days if the application is made through
    Internet and processing fee are paid through credit cards. It is advisable to initiate action for obtaining PAN will in time.
    
35. Who should be contacted for inquiries regarding PAN applications?
    All such inquiries should be addressed to:
    
    For PAN Card Apply Online Contact The coupon number or Acknowledgement number, as the case may be, should be mentioned in all communications.

Which means

Soon you can expect the PAN by massage/email or clarification details from the Income tax department.

What is PAN

A permanent Account Number (PAN) is a ten-digit alphanumeric number, issued in the form of a laminated card, by the Income Tax Department, to any “person” who applies for it or to whom the department allots the number without an application.

PAN enables the department to link all transactions of the “person” with the department. These transactions include tax payments, TDS/TCS credits, returns of income/wealth/gift/FBT, specified dealings, correspondence, and so on.

PAN, thus, acts as an identifier for the “person” with the tax department. PAN was introduced to facilitate the linking of various documents, including payment of taxes, assessment, tax demand, tax arrears etc. relating to an assessee, to facilitate easy retrieval of information and to facilitate the matching of information relating to investment, raising of loans and other business activities of taxpayers collected through various sources, both internal as well as external, for detecting and combating tax evasion and widening of the tax base

A typical PAN is XXXPX1111X.
The first three characters i.e. “XXX” in the above PAN are alphabetic series running from AAA to ZZZ
The fourth character of PAN i.e. “P” in the above PAN represents the status of the PAN holder. “P” stands for Individual, and “F” stands for
Firm, “C” stands for Company, “H” stands for HUF, “A” stands for AOP, “T” stands for TRUST etc.
The fifth character i.e. “X” in the above PAN represents the first character of the PAN holder’s last name/surname.
The next four characters i.e. “1111” in the above PAN are sequential numbers running from 0001 to 9999.
The last character i.e. “X” in the above PAN is an alphabetic check digit.

Clarification or Objection

If you have received any clarification or objection need to attach relevant proof and process the same

Aadhaar Pan card and bank account connection are no longer necessary, per a Court ruling. Even though it is no longer required, you can still connect your Aadhaar to your bank account if you so choose. You can follow the instructions provided in this post if you wish to link your Aadhaar to your bank account.

How to Link Bank Account with Pan card and Aadhaar via Branch

The steps that were previously followed and can still be followed (if you choose to) to link your Aadhaar and your bank account are:

Step 1: Visit your bank’s nearest branch (advisable to visit the home branch of its nationalized bank).

Step 2: Carry your Pan card and Aadhaar or your e-Aadhaar.

Step 3: Fill in a letter of request

Step 4: Submit the form along with a copy of your Aadhaar.

Step 5: After the complete verification process, the branch will link your Aadhaar PAN Card and your account.

Step 6: You will receive an SMS on your registered mobile number with information on the status of your request.

How to Link Aadhaar to Your Bank Account via Internet Banking

If you wish to link your Aadhaar and bank account, you can do so via internet banking. Here are the steps involved:

Step 1: Log in to the internet banking portal.

Step 2: Guide to the section to link your Aadhaar/ PAN Card and bank account.

Step 3: Select the account(s) you wish to connect, enter your Aadhaar number, and hit ‘Submit’.

Step 4: The last two digits of your registered mobile number will be displayed on the screen.

Step 5: The status of your request to link your Aadhaar will be sent to you via SMS.

Note: The steps said here and in the last section are those followed by the SBI. Other banks follow identical steps. To know the exact steps, please visit your bank’s website.

Linking Your Bank Account with Aadhaar and PAN Through Mobile App

Banks allow you to link your bank account with your Aadhaar number and PAN through their mobile app. Here are the steps that you usually have to follow:

Step 1: Download the mobile banking app from Google Play Store or App Store.

Step 2: Open the app and enter the credentials associated with your account (username and password). If there is any security verification, complete that too.

Step 3: Click on “Requests”/”Service” Requests” or any other variation.

Step 4: Look for an option that says “Link Aadhaar”/”Update Aadhaar, PAN Number” or any other interpretation.

Step 5: Select the account to which you would like to link your Aadhaar and PAN.

Step 6: Enter your Pan & Aadhaar number (you may be asked to re-enter it for confirmation).

Step 7: Accept any terms and conditions, if applicable.

Step 8: Select “Update”/”Confirm” or any other variation.

Linking Bank Account with Aadhaar at ATM

To link your Aadhaar to your bank account at an ATM, these are generally the steps to follow:

Step 1: Visit your bank’s ATM.

Step 2: Insert your debit card associated with your bank account and enter the PIN.

Step 3: From the options on the screen, choose one that allows you to link your Aadhar.

Step 4: Enter your Aadhaar number (you may need to re-enter it for confirmation).

Updating Aadhaar Number Through Phone Banking

You might be able to link your Aadhaar with your bank using this method if your bank provides Phonebanking. You must dial the Phonebanking number, pay attention to the instructions, and choose the one that enables you to link your bank account and Aadhaar. To finish the process, you will need to enter your Aadhaar number and confirm it by pressing the “Yes” button or entering a code on your phone as directed.

How to Check If Your Bank Account Has Been Linked with Aadhaar

You will often receive an SMS on your registered cellphone number or email address from the bank informing you of the status. 

You are unlikely to find any instructions on how to verify the status of your request on the UIDAI website if you intend to link your Aadhaar to your bank account. Contact your bank to find out if your account and Aadhaar have been linked. 

Previously, however, you could check if your Aadhaar and your bank account were linked via the UIDAI website.

The steps that were followed in this process were:

Step 1: Visit the official website at “https://uidai.gov.in/“.

Step 2: You then had to navigate to the ‘Aadhaar service’ category and select ‘Check Aadhaar & Bank Account Linking status’.

Step 3: After completing that, enter your 12-digit Aadhaar and the given captcha. Following that, your registered cellphone number will receive an OTP.

Step 4: On entering the OTP and logging in, a screen with the status of your request would be displayed.

Step 5: If the linking was successful, the page would read ‘Congratulations! Your bank Aadhaar mapping is done’.

Do note that the above steps may not be valid any longer. If you wish to link your aadhaar card to your bank account, please get in touch with the bank.

FAQS On Link Aadhaar Card to Bank Account

1. What happens if the bank account is not linked to PAN or Aadhaar?
2. According to a Court order, linking your Aadhaar card to your bank account is no longer mandatory. Hence, not linking your Aadhaar to your bank account will not cause any trouble.
3. How many bank accounts can be linked to PAN or Aadhaar?
4. You can only link your PAN or Aadhaar card with one bank account from a particular bank.
5. What is the benefit of linking Aadhaar with a bank account?
6. As an Aadhaar card is a valid identity proof of an Indian citizen, linking it to your bank account will make it easier to do KYC for the bank