I want to invest INR 2 lakhs. What are the options?

If you want to invest INR 2 lakhs, there are several options available to you, depending on your investment goals, risk tolerance, and time horizon. Here are a few popular options to consider:

  • Equity Mutual Funds: Mutual funds are a popular investment option in India, and equity mutual funds invest primarily in stocks. They offer the potential for higher returns over the long term, but also carry a higher level of risk.
  • National Pension System (NPS): It is a pension scheme launched by the Government of India, where a person can invest a minimum of INR 6,000 per annum and can invest up to INR 2 Lakhs per annum. It has two types of accounts, Tier I and Tier II, where Tier I is a non-withdrawable account and Tier II is a withdrawable account.
  • Public Provident Fund (PPF): A long-term investment option, PPF offers tax benefits and a fixed rate of return. The minimum investment is INR 500 and the maximum is INR 1,50,000 per financial year.
  • Fixed Deposits: A fixed deposit is a savings account with a fixed term, usually ranging from one month to five years. They offer a guaranteed return and are a low-risk investment option.
  • Real Estate: Real estate investment can be a good option for long-term wealth generation. You can invest in residential
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